Prohibitions
Prohibitions
Overview
Use of the Solayer Emerald Card services is subject to strict compliance with all applicable laws and Solayer’s internal risk policies. To ensure the safety, legality, and integrity of the Solayer platform, certain jurisdictions and activities are strictly prohibited.
Prohibited Jurisdictions
Solayer does not permit access to its Emerald Card services from, or on behalf of, individuals or entities located in the following countries and U.S. states. This list may be updated periodically in accordance with evolving regulatory requirements or internal policies.
Prohibited Countries
Andorra, Australia, Austria, Belgium, Bulgaria, Canada, China, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Guinea, Hungary, Iceland, India, Indonesia, Ireland, Israel, Italy, Latvia, Lebanon, Lithuania, Luxembourg, Malaysia, Mali, Malta, Moldova, Monaco, Montenegro, Morocco, Mozambique, Netherlands, New Zealand, Norway, Poland, Portugal, Qatar, Romania, San Marino, Serbia, Slovakia, South Africa, South Korea, Spain, Sweden, Switzerland, Thailand, Turkey, Uganda, United Arab Emirates, United Kingdom, Nigeria, Cambodia, Afghanistan, Albania, Belarus, Bosnia-Herzegovina, Burkina Faso, Burundi, Central African Republic, Cuba, Darfur, Democratic Republic of Congo, Eritrea, Guinea-Bissau, Haiti, Iran, Iraq, Jamaica, Jordan, Kosovo, Lao People’s Democratic Republic, Liberia, Libya, Myanmar, Nicaragua, North Korea, Palestinian Territory, Russia, Somalia, Sudan, Syria, Ukraine, Vanuatu, Venezuela, Western Sahara, Yemen
Prohibited U.S. States
Nevada, New Mexico, North Dakota, South Dakota, Wisconsin, Vermont, Delaware, Georgia, Idaho, Louisiana, Maryland, Missouri, Montana, Utah, Washington, Wyoming, Ohio, Oregon, Rhode Island, Arizona
Solayer Emerald Card accounts and services are not available to individuals or entities residing in or associated with these locations.
Prohibited Activities
Solayer prohibits any use of its Emerald Card services for the following categories of activities. These examples are not exhaustive, and Solayer reserves the right to deny, suspend, or terminate access to its services at its sole discretion.
1. Regulated or Illegal Activities
- Distribution or sale of Schedule I substances, or Schedule II–V substances without proper licensing (per U.S. DEA standards)
- Manufacturing, selling, or distributing firearms, ammunition, or explosives
- Child exploitation material or any illegal content
- Gambling, betting, lotteries, sweepstakes, or unlicensed games of chance
- Escort services or prostitution-related businesses
- Sale of counterfeit, stolen, or “gray market” goods
- Ponzi, pyramid, or deceptive investment schemes
2. Intellectual Property Infringement
- Unauthorized distribution of copyrighted music, film, software, or media
- Counterfeit goods or brand misuse
- Infringement of third-party trademarks, patents, copyrights, or trade secrets
3. Violence and Hate Promotion
- Content or activities promoting violence or harm toward individuals or groups based on race, religion, gender, identity, nationality, or other protected characteristics
4. Misuse of Solayer Emerald Card Services
- Submitting false or misleading information during onboarding or ongoing use
- Using Solayer Emerald Card services to process payments for undisclosed third parties
- Unauthorized use of Solayer’s logo, trademarks, or branding
- Misrepresenting affiliation with Solayer
Restricted Activities
Entities engaged in the following activities may be subject to enhanced due diligence, documentation requirements, or service limitations:
- Financial service providers (e.g., banks, brokers, money transmitters, investment funds)
- Entities involved in pharmaceutical sales of Schedule II–V substances (with proper licensing)
Additional Notes
Solayer reserves the right to review and amend this list of Prohibited and Restricted Activities at any time. Use of the Solayer Emerald Card services constitutes agreement to abide by the most current version of this policy.