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Prohibitions

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Overview

Use of the Solayer Emerald Card services is subject to strict compliance with all applicable laws and Solayer’s internal risk policies. To ensure the safety, legality, and integrity of the Solayer platform, certain jurisdictions and activities are strictly prohibited.

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Prohibited Jurisdictions

Access to Solayer’s Emerald Card services is restricted for individuals or entities located in certain jurisdictions. This includes specific countries and U.S. states, in compliance with applicable regulations and internal policies. The list of prohibited jurisdictions may be updated from time to time based on regulatory changes or policy reviews. For the most up-to-date information, please visit: Prohibited Jurisdictions

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Prohibited Activities

Solayer prohibits any use of its Emerald Card services for the following categories of activities. These examples are not exhaustive, and Solayer reserves the right to deny, suspend, or terminate access to its services at its sole discretion.

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1. Regulated or Illegal Activities

  • Distribution or sale of Schedule I substances, or Schedule II–V substances without proper licensing (per U.S. DEA standards)
  • Manufacturing, selling, or distributing firearms, ammunition, or explosives
  • Child exploitation material or any illegal content
  • Gambling, betting, lotteries, sweepstakes, or unlicensed games of chance
  • Escort services or prostitution-related businesses
  • Sale of counterfeit, stolen, or “gray market” goods
  • Ponzi, pyramid, or deceptive investment schemes

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2. Intellectual Property Infringement

  • Unauthorized distribution of copyrighted music, film, software, or media
  • Counterfeit goods or brand misuse
  • Infringement of third-party trademarks, patents, copyrights, or trade secrets

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3. Violence and Hate Promotion

  • Content or activities promoting violence or harm toward individuals or groups based on race, religion, gender, identity, nationality, or other protected characteristics

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4. Misuse of Solayer Emerald Card Services

  • Submitting false or misleading information during onboarding or ongoing use
  • Using Solayer Emerald Card services to process payments for undisclosed third parties
  • Unauthorized use of Solayer’s logo, trademarks, or branding
  • Misrepresenting affiliation with Solayer

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Restricted Activities

Entities engaged in the following activities may be subject to enhanced due diligence, documentation requirements, or service limitations:
  • Financial service providers (e.g., banks, brokers, money transmitters, investment funds)
  • Entities involved in pharmaceutical sales of Schedule II–V substances (with proper licensing)

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Additional Notes

Solayer reserves the right to review and amend this list of Prohibited and Restricted Activities at any time. Use of the Solayer Emerald Card services constitutes agreement to abide by the most current version of this policy.