> ## Documentation Index
> Fetch the complete documentation index at: https://docs.solayer.org/llms.txt
> Use this file to discover all available pages before exploring further.

# Structure

> Fee structure for Solayer Pay — membership, top-up, and transaction fees.

## Membership Fee

Solayer Pay uses an annual membership model.

| Plan   | Fee         |
| ------ | ----------- |
| Annual | \$20 / year |

Membership covers card access and maintenance for 12 months. Renew annually to keep your card active.

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## Card Type

Currently, Solayer Pay issues **digital (virtual) cards** only. Physical cards are coming soon.

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## Card Inactivity Policy

* Cards will be **deactivated after 6 months** of inactivity.
* To reactivate, request a new card issuance.

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## Top-Up & Transaction Fees

| Fee Type            | Amount                                      |
| ------------------- | ------------------------------------------- |
| Top-Up Fee          | 1% per top-up transaction                   |
| USD Transaction Fee | \$0.15 per transaction                      |
| International Fee   | \$0.10 + 1.5% per international transaction |