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The wait is over. Solayer Pay is now live – available to 40,000+ users and fully integrated with Apple Pay, Google Pay, and Visa’s global network. Spend USDC like cash, earn real on-chain rewards, and finally experience the real-world utility of crypto.

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Global, Visa-Compatible, Fully On-Chain

Use Solayer Pay at real world merchants, withdraw local currency from ATMs worldwide, and pay with just a tap.
  • Spend directly from USDC — no pre-conversion
  • Apple Pay & Google Pay supported
  • ATM withdrawals for local cash, globally

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Your On-Chain Checking and Savings in One

Think of Solayer Pay as your crypto-native financial hub. Deposit USDC to spend instantly or opt into sUSD — a Treasury-backed stablecoin offering 4–5% yield.
  • Instantly mint/redeem sUSD (no lockups, no minimums)
  • Non-custodial and fully on-chain
  • Switch between spending and saving anytime
Even $5 of sUSD earns real yield. It’s like a savings account — but on the blockchain.

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Powered by Solayer Chain: Real-Time On-Chain Processing

Solayer Pay is built on Solayer Chain, a hardware-accelerated Solana Virtual Machine (SVM) that delivers Visa-level throughput with real on-chain execution.
  • Hardware-Accelerated: Built with RDMA & InfiniBand for ultra-low latency
  • Line-rate Execution: On-chain settlement that rivals centralized processors
  • DeFi-Ready: Supports SVM and EVM chains for cross-chain compatibility (Coming Soon)
With Solayer Chain, every Solayer Pay transaction settles on-chain with low latency.

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Emerald Rewards: The More You Spend, The More You Earn

Season 2 of Solayer’s Points Program is live. Every transaction earns Emerald Points, which unlock:
  • Future $LAYER token rewards
  • Partner airdrops and exclusive perks
  • Access to beta tests, merch, and VIP events
Refer friends and earn 10% of their points — indefinitely. The more they spend, the more you earn.

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Membership

Solayer Pay is open to all eligible users with a $20/year membership fee. Join partner campaigns (Sonic, OpenEden, Solana ID, and more) for extra perks and rewards.

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Real Utility, Real DeFi

  • No centralized custodians
  • All transactions processed on-chain via Solayer Chain
  • Intuitive dashboard for managing funds, referrals, and rewards
Solayer Pay is built on Solayer Chain, delivering real-time payments on decentralized infrastructure.

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How to Get Started

  1. Apply at app.solayer.org/card
  2. Complete KYC — typically 3–5 business days
  3. Activate your virtual card and use it immediately via Apple Pay or Google Pay
Membership Fee: $20 / year

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Get Started with Solayer Pay

Solayer Pay combines on-chain settlement with real-world spending. Get Started →